Student Loans After 20 Years 2025 Loan Forgiveness. A federal court recently blocked parts of the biden administration’s save plan, which had promised. 4.9/5 (67 votes) your balance can be forgiven after 20 years if your loans were for undergraduate study, or 25 years if you have graduate school loans.
See who qualifies for the biden administration’s latest round of student loan forgiveness, which impacts more than 150,000 people. Here are the biggest student loan forgiveness updates entering 2025, and what borrowers should keep an eye out for this year.